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How to Avoid Health Insurance 'Bill Shocks' After Surgery
This article on Stuff highlights that high-cost surgeons may charge up to double the price of others to do the same operations.
"Health insurance policyholders can be left with big bills after surgery, if they are sent to one of the country's most expensive surgeons.
Avoiding bill shocks running from hundreds to thousands of dollars, can be hard for patients as it is not always clear whether their doctor is referring them to a high-cost surgeon.
Many health insurance policies are "shared cover" policies like Southern Cross' popular Regularcare policy where holders pay 20 per cent of the costs of treatment.
So if their keyhole hysterectomy costs them $20,700 as it was done by one of the more expensive surgeons, they'll end up with a "gap" of $4140."
Preventive Mastectomies under New Insurance Policies
In a Facebook post yesterday, Auckland public relations specialist Anna Jobsz said she had arranged to get the mastectomy several weeks ago with cover from Southern Cross Health.
She said she had been under the impression her insurance would also cover a breast reconstruction.
However, two days ago the insurance company sent her a letter saying it would cover only the breast removal and half of the reconstruction.
Since finding this out, Ms Jobsz said she had received contradictory messages from Southern Cross managers about how her case had been handled.
"One said 'Our staff are following protocol not to discuss limits' and another said 'our staff always tell the policy limitations when asked'."
Click here to read the full article.
AIA have released their latest newsletter and it is full of news about their increase in staff numbers and the makeover AIA's website has received.
A few of their new employees have joined the team in roles such as New Business, Key Account Managers and Underwriting.
AIA have spent the last few months working on their website to give it a new look and update their online identity. it has been built with a responsive design to allow easy use on all platform such as tablets and mobiles too. Take a look at it here.